I am going to issue an invitation to the CEO of the National Australia Bank to visit Mackay and hear firsthand about the effects of the bank’s decision to restrict home loan lending to those who can stump up with a 30% deposit.More than 20 real estate industry leaders met with me this week to share their concerns about the bank’s ruling that buyers in Mackay are a “credit risk”.The National Australia Bank has led the way in kicking us when we are down with this hard-line approach to lending, and actions like this do nothing to stimulate the economy and encourage investment.